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  • How fast can I expect an approval?
    Once we have all the paperwork and information is complete, most approvals will be communicated within 8 hrs. The time of the day the application is received will play a part as to whether you receive it the same day.
  • How do I know if I submitted the right paperwork?
    Working closely with somoene at Wheelhouse will help the submittal process and ensure a timely response. In general, all deals will require a completed credit application and buyers order to start with. In many circumstances, bank statements/tax returns can expedite the process if provided from the beginning.
  • What do you base the decision upon?
    We use several methods when evaluating an applicant's credit worthiness. Credit scores and general credit history are important, however, we also take pride in using a practical approach that will consider collateral, age, hours/miles, and general industry experience.
  • What are your underwriting hours?
    Our underwriting hours are from Monday-Friday, from 9:00 am to 6 pm EST.
  • What types of equipment do you finance?
    We finance many types of equipment...over-the-road trucks and trailers, vocational equipment such as box and dump trucks, construction and logging equipment. We also can help with working capital loans and factorig.
  • I have not found the equipment I want to buy, can you help?"
    Absolutely. If you want to start the process, we can see what type of program you will fit into as we find the equipment that matches your needs!
  • What kind of down payment and rate can I expect?
    This will depend on many factors, you will want to talk to a representative to get a better idea of what you can expect.
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